The average DeFi borrow
$0
per $1M borrowed, per year
That's what the average borrower pays in avoidable interest at today's rates. Most don't realize it.
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Why this exists → Scroll
Why this exists

Most DeFi borrowers overpay without realizing it.

Every CDP protocol charges differently. Different rates, different LTVs, different liquidation rules. You rarely see them side-by-side. ratecheck scans your positions across six major protocols and shows you the full picture in one view.

Rate
What you actually pay
Live spot APR and 90-day averages across Aave, Sky, Compound, Spark, Morpho, Liquity, and fxMINT. No spot-rate tricks.
LTV
Capital headroom
Higher LTV means more borrow on the same collateral. We show the exact dollars of headroom you'd unlock by moving.
Liquidation
What a drawdown costs
Not all liquidations are equal. A 5% penalty on a full position is very different from a 2.5% band rebalance. We model both.
About this tool. ratecheck is built by an f(x) Protocol contributor. f(x)'s fxMINT is one of the seven protocols compared — and it often wins on rate and liquidation. We show all numbers honestly and let you decide. Rates are pulled directly from each protocol's subgraph. Gas is live-fetched from mainnet.
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