Every CDP protocol charges differently. Different rates, different LTVs, different liquidation rules. You rarely see them side-by-side. ratecheck scans your positions across six major protocols and shows you the full picture in one view.
Rate
What you actually pay
Live spot APR and 90-day averages across Aave, Sky, Compound, Spark, Morpho, Liquity, and fxMINT. No spot-rate tricks.
LTV
Capital headroom
Higher LTV means more borrow on the same collateral. We show the exact dollars of headroom you'd unlock by moving.
Liquidation
What a drawdown costs
Not all liquidations are equal. A 5% penalty on a full position is very different from a 2.5% band rebalance. We model both.
About this tool. ratecheck is built by someone biased toward f(x) — the math is honest tho. f(x)'s fxMINT is one of the seven protocols compared, and it often wins on rate and liquidation. We show all numbers honestly and let you decide. Rates are pulled directly from each protocol's subgraph. Gas is live-fetched from mainnet.